Before Rick can speak intelligently about the services that might be appropriate for you and your family, he needs to get to know you. And, before you can feel comfortable sharing your goals and dreams, you need to get to know him.

Associations and Memberships

CLU®
Chartered Life Underwriter
The CLU® designation is the professional credential for persons involved in the protection, accumulation, preservation and distribution of the economic values of human life. For Financial Representatives, as well as field managers, home office personnel and others involved in providing life insurance products to the public, the CLU® designation is the common bond for continuing growth and commitment to professionalism.

ChFC®
The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. 

CFP®

ication is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the eveThe CERTIFIED FINANCIAL PLANNER^TM (CFP®) certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients. 

CLTC
Rick Dehner is "Certified in Long-Term Care" (CLTC) by The Corporation for Long-Term Care Certification. To find out more about "Certified in Long-Term Care" (CLTC), please visit The Corporation for Long-Term Care Certification.

RICP
The Retirement Income Certified Professional (RICP®) program allows Rick to create an effective retirement income plan to maintain a client's desired lifestyle over the course of retirement; identify retirement income needs and objectives and evaluate a client's current situation relative to those goals; help a client determine the optimal retirement age, and choose appropriate annuities for the retirement income plan; become more familiar with the latest research on strategies for ensuring that retirement assets last a lifetime; select a method for funding long-term care needs; and create and manage retirement income portfolios appropriate for each client's situation.

The mission of the National Association of Insurance and Financial Advisors is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of our members.

MDRT
Rick is also a member of the Million Dollar Round Table. MDRT is The Premier Association of Financial Professionals. Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.